52 Results for : overspending
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The Kanban Guide: For the Business, Agile Project Manager, Scrum Master, Product Owner and Development Support Team, 2nd Edition , Hörbuch, Digital, ungekürzt, 51min
Creating the most efficient system for your business, development team, support team or any other organization can often be a game of trial an error. We spend years aiming to create efficient practices which meet the demands of our customers as quickly as possible without overspending our effort, time or money. Imagine if there was a system that helped optimize the effort of our teams to meet the demands of our customers. In this book, you will learn how the Kanban system can do this, and I explain: What Kanban is and where it originates from How it can make your team more efficient How to implement Kanban in your team or organization Exercises to plan a Kanban system for your team or organization An overview of Scrum-ban - a technique used for combing the Scrum framework with Kanban especially for project based environments A brief overview of Agile Scrum When you have listened to this guide, you will have an excellent foundation in this popular system, and a great basis for helping others to understand the same. ungekürzt. Language: English. Narrator: Randal Schaffer. Audio sample: https://samples.audible.de/bk/acx0/078761/bk_acx0_078761_sample.mp3. Digital audiobook in aax.- Shop: Audible
- Price: 9.95 EUR excl. shipping
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How to Save Money 89 Saving Money Made Easy Tips , Hörbuch, Digital, ungekürzt, 56min
If you realize that you are overspending resulting in a depletion of your savings account, it's time to keep your spending in check. It takes a lot of discipline to stick to your financial plan. However, keeping to a financial goal is not that difficult if you start with the basics. Fortunately, there are effective strategies you can adopt to make sure you follow through on your good financial intentions. Miranda Grey examines these strategies such as being specific in her book How to Save Money. Be specific about what you want to achieve out of your financial plan. Decide how much you should save each month or how you should pay off your credit card debt. For example, specifying $200 as the sum you should save each month will help you to visualize and reach that target instead of simply saying "I'd like to save some money per month." Likewise the motto "Cut down on grooming expenses" sounds vague and less concrete. How about turning it to "Spend no more than $100 each month on grooming?" This puts your goal into perspective. Grab your copy of How to Save Money! ungekürzt. Language: English. Narrator: Almarie Guerra de Wilson. Audio sample: https://samples.audible.de/bk/acx0/018944/bk_acx0_018944_sample.mp3. Digital audiobook in aax.- Shop: Audible
- Price: 9.95 EUR excl. shipping
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The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and For All , Hörbuch, Digital, ungekürzt, 429min
Anyone suffering under the crushing weight of debt knows how impossible it can seem to find a way out. It's overwhelming - and the more complicated the proposed solution, the harder it is to stick with it. That's why The Debt-Free Spending Plan is simple. It doesn't require sifting through chapters of high-minded financial advice or digging up your past spending history. It assumes you need help right now, and gives it to you. You will learn to: downsize expenses without feeling deprived; allocate money as it comes in and put together an easy-to-manage bill-paying plan; adjust for inevitable overspending; and, pay off debt without gouging expenses; and (believe it or not) start saving. The plan is clear, easy, and takes just five minutes a day - and it doesn't matter if you make $14,000 or $14 million. With straightforward daily spending strategies and effortless expense tracking tools, you will soon find yourself on the road to financial freedom - all before the next billing cycle.PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your My Library section along with the audio. ungekürzt. Language: English. Narrator: Walter Dixon. Audio sample: https://samples.audible.de/bk/gdan/000803/bk_gdan_000803_sample.mp3. Digital audiobook in aax.- Shop: Audible
- Price: 9.95 EUR excl. shipping
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Bath Bomb Recipes: Beautifully Smelling, Natural, Simple, DIY Recipe Book for Making Bath Bombs, Bath Melts, Bath Teas, and Bath Salts and Scrubs at Home! , Hörbuch, Digital, ungekürzt, 135min
Are you overspending on bath products? Not sure which ingredients they contain? If so, Bath Bomb Recipes: Beautifully Smelling, Natural, Simple, DIY Recipe Book for Making Bath Bombs, Bath Melts, Bath Teas, and Bath Salts and Scrubs at Home! by Carly Murphy is the book for you! Relaxing in a bath is the ultimate start to any evening, especially after a stressful day. Our book will help you create natural, organic bath bombs, melts, teas, salts, and scrubs that are perfect to help you unwind! You can mix the scents to create your perfect bath treat. Why choose this book? Our bath products work as perfect homemade gifts for all your friends and family. We have a handpicked selection of recipes designed specifically for men and for children, so they can truly be enjoyed by everyone! Whether you're looking to start a business or just save some money on luxury bath bits, this is the book for you! What is inside? Introduction to bath treats Comprehensive equipment and ingredients list Bath bomb recipes Bath melt recipes Bath scrub and salt recipes Bath tea recipes Bath bits for kids Bath bits for him And much, much more! What are you waiting for? Expand your knowledge now by purchasing this book! ungekürzt. Language: English. Narrator: Krista Garcha. Audio sample: https://samples.audible.de/bk/acx0/209204/bk_acx0_209204_sample.mp3. Digital audiobook in aax.- Shop: Audible
- Price: 9.95 EUR excl. shipping
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Minimalism Declutter Your Life and Find True Happiness , Hörbuch, Digital, ungekürzt, 111min
What does it mean to live a meaningful life? Mental clarity is by far the best means of finding out that answer. Listen to this audiobook to find out the how to remove excess from life. Clutter can be unfinished projects that are hanging over your head or tolerations that you put up with in life. Clutter is unhealthy relationships, bad habits, negative thoughts, and destructive emotional states; basically, clutter is anything that interferes with living your best life and being your best self. Your physical and emotional health is all about you. Decluttering yourself physically and emotionally means you are taking the steps to eat right, exercise regularly, and take care of your mind and body. You are addressing any health concerns and keeping regular checkups with your doctor. Decluttering requires you to address overspending or living in the dark when it comes to your financial picture. Having healthy financial habits means you are saving money for both short-term and long-term needs. You have a will that addresses all your assets, including your children. People in a healthy financial state understand the value of giving and not holding too tightly to money. Bills are paid on time, and debt is non-existent. ungekürzt. Language: English. Narrator: Sam Slydell. Audio sample: https://samples.audible.de/bk/acx0/109433/bk_acx0_109433_sample.mp3. Digital audiobook in aax.- Shop: Audible
- Price: 9.95 EUR excl. shipping
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Sober University: Your Next Step to Successful Recovery , Hörbuch, Digital, ungekürzt, 805min
Are you struggling with addiction, whether to alcohol, prescription or illicit drugs, overeating, anorexia, bulimia, or gambling, overspending and debt? Or are you in a relationship that is sex-addicted, codependent, or self-destructive in another way? Cheryl Adler, MS, LCSW, DAPA, FAPA, speaks with compassion and insight. A psychotherapist, addictions counselor, and educator, she is unafraid to delve into the harsh realities of addiction. Cheryl shares her 25+ years of experience and success stories to empower you to take the next steps to strengthen your sobriety and move toward your ultimate recovery. She shares her stories and insights to guide you in areas that addicts struggle with, including: Changing recovery from a clinical experience to one of adventure and self-discovery Designing a sobriety plan unique to you that focuses on your strengths and personal successes Creating healthy and loving relationships Choosing a rehab Finding a supportive therapist What you can learn from a 12-step program Transforming your environment Making healthy choices about nutrition and exercise so you'll start feeling better right away Integrating medication, prayer and spiritual practice into your recovery Becoming a good role model to your children Learn at your own pace and let a course at Sober University open doors to a healthier, more joyful life. ungekürzt. Language: English. Narrator: Christina Moore. Audio sample: https://samples.audible.de/bk/acx0/027728/bk_acx0_027728_sample.mp3. Digital audiobook in aax.- Shop: Audible
- Price: 9.95 EUR excl. shipping
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A Lord of Her Own , Hörbuch, Digital, ungekürzt, 240min
Marcus Adair, the duke of Beargarner, has a secret: Due to the gross overspending of his father, his dukedom is on the verge of bankruptcy. When his friend suggests he court Lady Godiva, daughter of the earl of Garland, it seems like a marriage of convenience is the perfect solution. She’ll get the benefits of his title and protection, and he’ll get access to her father’s shipping empire. But when Marcus meets Godiva, he’s enchanted by her beauty and her bravery. A marriage in name only is no longer an option. Yet Godiva has been burned before, and she’s vowed not to trust any man. Shunned by the ton for her portly appearance, Godiva has already had three marriage proposals broken. All that remains in her future, she thinks, is loneliness. Marcus seems like he could offer her more, a life that truly has joy in it, until she learns he’s seeking her out for her father’s contacts. With this new betrayal, Godiva is certain she’s done with love. To win her heart, Marcus must convince Godiva that she’s truly the bold, brilliant woman he sees. Can Godiva forget the past to welcome a future with her lord? ungekürzt. Language: English. Narrator: Molly Wetzel. Audio sample: https://samples.audible.de/bk/acx0/227540/bk_acx0_227540_sample.mp3. Digital audiobook in aax.- Shop: Audible
- Price: 9.95 EUR excl. shipping
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Diary of a Drag Queen , Hörbuch, Digital, ungekürzt, 509min
Random House presents the audiobook edition of Diary of a Drag Queen, written and read by Tom Rasmussen. Life's a drag.... 'Stories like the one where you shagged a 79-year-old builder and knocked over his sister’s ashes while feeding him a Viagra. Or the time you crashed your car because you were giving a hand job in barely moving traffic and took your eye off the car in front. That’s the kind of dinner-party ice-breaker I’m talking about.' Northern, working-class and shagging men three times her age, Crystal writes candidly about her search for ‘the one’; sleeping with an editor in an attempt to become a world famous journalist; getting hired and fired by a well-known fashion magazine; being torn between losing weight and gorging on KFC; and her need for constant sexual satisfaction (and where that takes her). Charting her day-to-day adventures over the course of a year, we encounter tucks, twists and sucks, heinous overspending and endless nights spent sprinting from problem to problem in a full face of makeup. This is a place where the previously unspeakable becomes the commendable - a unique portrayal of the queer experience. ungekürzt. Language: English. Narrator: Tom Rasmussen. Audio sample: https://samples.audible.de/bk/rhuk/004073/bk_rhuk_004073_sample.mp3. Digital audiobook in aax.- Shop: Audible
- Price: 9.95 EUR excl. shipping
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Thinking like an Economist (eBook, ePUB)
The story of how economic reasoning came to dominate Washington between the 1960s and 1980s-and why it continues to constrain progressive ambitions todayFor decades, Democratic politicians have frustrated progressives by tinkering around the margins of policy while shying away from truly ambitious change. What happened to bold political vision on the left, and what shrunk the very horizons of possibility? In Thinking like an Economist, Elizabeth Popp Berman tells the story of how a distinctive way of thinking-an "economic style of reasoning"-became dominant in Washington between the 1960s and the 1980s and how it continues to dramatically narrow debates over public policy today.Introduced by liberal technocrats who hoped to improve government, this way of thinking was grounded in economics but also transformed law and policy. At its core was an economic understanding of efficiency, and its advocates often found themselves allied with Republicans and in conflict with liberal Democrats who argued for rights, equality, and limits on corporate power. By the Carter administration, economic reasoning had spread throughout government policy and laws affecting poverty, healthcare, antitrust, transportation, and the environment. Fearing waste and overspending, liberals reined in their ambitions for decades to come, even as Reagan and his Republican successors argued for economic efficiency only when it helped their own goals.A compelling account that illuminates what brought American politics to its current state, Thinking like an Economist also offers critical lessons for the future. With the political left resurgent today, Democrats seem poised to break with the past-but doing so will require abandoning the shibboleth of economic efficiency and successfully advocating new ways of thinking about policy.- Shop: buecher
- Price: 23.95 EUR excl. shipping
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Minimalist Budget: The Ultimate Guide To Save Money, Minimise Spending and Manage Finances! , Hörbuch, Digital, ungekürzt, 74min
Do you find yourself worrying about money? Overspending? Living pay check to pay check? Unable to stick to a budget? If so, Minimalist Budget: The Ultimate Guide to Save Money, Minimise Spending and Manage Finances! by Paul Lucas is THE book for you! Living a minimalist life is a new trend emerging from a world of consumerism and overindulgence. This book will show you a new approach to managing your finances, teaching you where to spend, and how to save. It is not about scrimping and scrounging, it is about creating a life you love! A life not spent constantly worrying if you’ll be able to afford your rent or mortgage! A stressless life! A liberating and freeing life! Why choose this book? This book includes our tried and tested methods, teaching you THE BEST ways to achieve your financial goals! Our book includes simple ways to reach your goals and maximize your finances.Minimalist Budget will allow you to take control over your money and regain your life! What is inside? Introduction to the minimalist lifestyle The importance of budgeting Evaluating current finances How to curb bad spending habits Budgeting methods and tips Long and short term goal setting And much, much more! What are you waiting for? Kickstart your life now by buying this book! ungekürzt. Language: English. Narrator: Joana Garcia. Audio sample: https://samples.audible.de/bk/acx0/142508/bk_acx0_142508_sample.mp3. Digital audiobook in aax.- Shop: Audible
- Price: 9.95 EUR excl. shipping